We do plan to stay in the house for at least the next 10 years or so, barring any unforeseen disasters, of course. We may even stay longer. I am looking into a 15-year refi, but from what I've read, that would require a full application, including a new appraisal, etc. and would not be available Streamline. I'm not sure that our house would appraise high enough to go from FHA to Conventional or that we'd have enough equity. We'd likely still need PMI no matter what.?
Our credit is over 720; I think that's the lowest score between the two of us. I am talking to some lenders to get a better idea of what we might be able to do in addition to the advice received here.?
Thank you for all of your help!?
Source: http://www.zillow.com/advice-thread/FHA-Refinance/463087/
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