Tonik health insurance
Tonik health insurance is offered to customers by the Anthem Blue Cross and Blue Shield Company. The Tonik plans were originally launched on the market to provide people with simple, but comprehensive plans which cover major medical benefits as well as vision and dental care. The plans are basically aimed at children, students, and recent graduates, but they?re available for anybody who hasn?t reached the age of 65 yet.
Tonik health insurance is currently available in half a dozen states, which are California, Colorado, Connecticut, Georgia, Nevada, and New Hampshire. The plan available in California is named the Thrill Seeker (Tonik 5000) which offers health, dental, vision, and generic drug all in the same policy.
The plan provides coverage for office visits, preventive care, and hospital and emergency care. Tonik utilizes a network of health care providers and you don?t need to choose a PCP (primary care physician). Also, if you have the Anthem Blue Card program coverage then you?re covered throughout America.
The rates for insurance will typically differ in each state and will depend on which of the three different plans you select. All of the plans provide the same all basic coverage, with the only differences being the coast of the monthly premium as well as the co-payments, deductibles, and the number of visits to the doctor that are included.
You only have to pay a deductible when you?re receiving treatment for specific illnesses or conditions. The co-payment amounts for a doctor?s visit range from $20 to $40 and it?s set at $10 when you need a prescription for generic drugs. Remember though, the plan s cover generic drugs only and not brand-name medications. The plans don?t currently offer maternity coverage either.
You can choose which doctor or health care provider you?d like to visit and customers are provided with a list of them which can also be accessed by the Tonik health insurance website. If you?re relatively healthy with no major health issues your Tonik application can usually be approved right away. If you?ve received recent medical treatment then it will typically take a bit longer.
There aren?t any minimum contracts with Tonik health insurance quotes, so you don?t have to worry about being locked in with the plan. You may receive a policy for just a few months or for numerous years. However, you have to be under the age of 65 to apply for coverage. If you?re 65 or older Medicare supplement plans are available.
The Tonik 5000 Thrill-Seeker health plan comes with a deductible of $5000, which is also your annual out-of-pocket expense. The co-payments for doctor visits are $20 up to a four-visit maximum. Inpatient and outpatient hospital care is also available after you?ve reached the deductible. For the dental coverage, you pay 20 per cent of minor procedures such as fillings after you?ve paid a $25 deductible. Optional enhanced dental coverage is also available.
There?s a $25 deductible in place for contact lenses and glasses and you receive $80 towards lenses or $100 toward glasses every 24 months. Eye exams are covered to $50 or the money can be used towards contact lenses each year.
Source: http://www.1-health-insurance-quotes.com/tonik-health-insurance/
oklahoma state plane crash syracuse university best buy black friday 2011 ads broncos jets jessie james clayton kershaw osu basketball
No comments:
Post a Comment